If you can't claim on the Jag Numpty, I think you might be better off talking "Tea Money Rates" to your local paint shop....It never ceases to amaze me just how much discount can be had when you start talking real pictures of the Queen That'll use less than 1/2 litre of paint and half a day if that... it could be less that the excess on the policy, and because you'd have sorted it yourself, it can't effect your insurance as you haven't claimed  Yesterday I couldn't spell Engineer... Today I are one!
Inventor of the 'Guide-o-Matic automatic wheel alignment tool'
Former long term L322 owner, Up/Down graded to a Classic Tractor!

^ Unfortunately it can still affect your policy - most ask about claims and accidents - so once you've informed them, you need to declare it.

I had fun last year as I had an accident in my wifes car - so it affected us both and double counted on some renewals - I had an accident and she had a claim, even though it was the same event

I believe that the question is "Have you been involved in any accidents in the last year?" to which you can honestly answer NO... because to be involved you'd have to be in the car...

And if you don't claim then they can't penalise you for having a no fault accident that you didn't claim on, it just wouldn't stand up in a court of law, otherwise they'd be able to load your policy just incase you have a claim

Yes they will try it on, but I very much doubt that they be prepared to go to court over it I reckon they'd back down very quickly if you objected....

If that was to stand, and it wont, I'd be liable for an increase in insurance because I missed the towbar and got the bumper with the trailer D'OH!

But in my defence it was before the camera had been fitted  Yesterday I couldn't spell Engineer... Today I are one!
Inventor of the 'Guide-o-Matic automatic wheel alignment tool'
Former long term L322 owner, Up/Down graded to a Classic Tractor!

Quote:

answer NO... because to be involved you'd have to be in the car..

A very fair point

It's all in the weasel words, it doesn't always work in the insurance companies favour

Have you had an accident? NO, I wasn't in the car, I was doing thousands of pounds worth of damage with one of those stupid trolleys that have a mind of their own...

Have you made a claim? NO, I didn't claim as it was cheaper to bung the paint shop a hundred quid and let them fit the car in over a few days... You need a major amount of damage to be claiming on a policy, under £1000 it's better to sort it yourself, or claim off Mr Magoo in the Jag... Then it becomes a no fault claim (it wasn't me) and they can't load your policy

They can't load the policy, they have no grounds to do so.... Yesterday I couldn't spell Engineer... Today I are one!
Inventor of the 'Guide-o-Matic automatic wheel alignment tool'
Former long term L322 owner, Up/Down graded to a Classic Tractor!

It always annoys me in these cases (especially if it's affecting me or mine ) that the innocent party is the one who has to deal with all the hassle of trying to get the repairs sorted, and arguing the t ss with the insurers both at the time and on renewal

Bottom line is "It wasn't their bl dy fault"  2017 4.4 SDV8 Autobiography
2012 4.4 TDV8 Westminster - Gone, but not forgotten

Some places dont like you taking up two spaces - even if the car park is almost empty. Wasnt there a case last year or year before where a woman was done by a parking company for taking two spaces when she had the front wheel on the line and the rear about a inch over? QUID FACIUM TIBI
ANTEQUAM ALIIS

2003 TD6 VOGUE Zambezi Silver
tows 2006 Lunar Delta 540/2

Ok folks like the idea of OP'S delayed dashcam switch off, the unit he got looks better than my solution however my is a lot more customisable

Look at this on eBay http://www.ebay.co.uk/itm/271918350638

Ebay number eBay Item No. 271918350638 in case link gets removed (don't remember if they are allowed)

So this link will require a slightly longer install.and need a few bits of wire maybe buy looks like you can truly set it how you like

You can get it cheaper from China if your prepared to wait (think they are under £4) you may need to be inventive with the housing for it, tuperwate box, large bit of heat shrink?? Not sure I'm guessing mine will be set and forget but others may require to alter the settings for holidays ect