While having to obtain a new insurer yesterday as modified my rangey I was asked if I were a member of any forums!

Has anyone else encountered this and do underwriters think that by customers communicating with members whom are au fait with all aspects in relation to a vehicle they drive is somewhat going to benefit them on the open road?!

Sometimes they give discounts to forum members so I suspect it's nothing more sinister than that. 2017 5.0 Autobiography Supercharged
2005 Merc SL350
2005 Disco HSE 2.7 oil burner

^^ +1
It also helps them to assess if they are getting value on turnover from offering discounts on particular forums. John
2008 Stornoway Grey 3.6 Tdv8 Vogue
2005 TD6 Java Black Vogue - Written off!!
GAP iiD BT
2003 Discovery TD5 Auto, Nanocom Evolution - gone to a new home!
MasseyFerguson 152 - No electronics!! - Sold

Or they want to check if you've advertised your modifications on said forum as a way of checking the accuracy and honesty of any mods done? whistle: Got - 2017 SDV8 Autobiography in Loire Blue
Had- 2008 TDV8 Vogue SE in Java black
Had - 2007 S/C in Stornoway Grey

I got asked that too. Admiral. Graham

____
Gone: 10MY L320 RR Sport HSE, Ipanema Sand
Gone: 20MY Jaguar iPace HSE, Silicon Silver
Gone: 17MY RR Evoque SE Tech, Loire Blue
Gone: 08MY Discovery 3 XS, Stornoway Grey
Gone: 07MY FFRR TDV8 Vogue, Stornoway Grey

I was with Aviva but they had to cancel my policy as cannot insure my mods and it was Adrian Flux that asked!

How much difference did it make? Got - 2017 SDV8 Autobiography in Loire Blue
Had- 2008 TDV8 Vogue SE in Java black
Had - 2007 S/C in Stornoway Grey

I used forum sponsor A-Plan and they were cheaper on the renewal as well.  MY 2010 5.0 SC Galway green and sand interior!!
Have the Faultmate MSV2 Extreme to be tinkering with the settings etc. !!

It worked out about £7! So I can celebrate with a bottle of Asti now!! Just wonder how they attempt to monitor such declarations as users could be banned / unidentifiable usernames etc etc!

That being said - the insurers I am with now are actually cheaper than the ones I were with prior to the mods being done!! £80 difference!

I can't believe they have time to check through forums. Probably feel that if you frequent forums you'll be a an enthusiast and a lower risk. So they'll reduce your premium.