I will never be able to figure out what algorithms they use......

I'm with Admiral - had 1 claim last year first in over 15 years - my renewal came through at over £1800 - with full (protected) NCD

Onto the price comparison sites & only 2 sensible quotes - all the rest had a £3k excess - but I had not heard of either company - one was £1k the other £1200

I then saw an Aviva advert - so tried that - £786

I expect some variation, but hard to understand how they can be so wildly different.

NFU?

Can we help? We have specialist rates for members.

If you give us a call on 01635 874646 or click the link in my signature and we will call you back.

Clare A-Plan Insurance | Specialist Vehicle
Call us on 01635 874646 for a quotation Click Here

I had good experience with A plan a couple of years ago when I had an extra car and our 3 NCD's were all being used. Allan reflected one of the NCD'S and enabled a competitive quote for the extra car.

Certainly worth talking to I would suggest. 2017 5.0 Autobiography Supercharged
2005 Merc SL350
2005 Disco HSE 2.7 oil burner

I insured a car with a view to purchasing and collecting on a sat morning,thinking that i may have difficulty arranging insurance at the dealership. After viewing the car deciced not to purchase and bought the same car ,spec and year ,the only differance being the colour black. On informing the insurance company they tried to increase my premium by £100 ?????
On discussion with the insurance company and enquiring weather
Black cars were more of an insurance risk or were they were just racist
I was eventually refunded the differance with no explanation?Think all insurance companies and brokers are primarily trying to take as much off you as possible,never understood NCD as you are paying an extra premium ,still have to declare any accident and it effects your renewal price,

i never ever renew with my current insurer...from experience its more advantages to browse via the comparison sites as there's always specials form various companys.. ... - .- -.




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A-Plan Insurance wrote:

click the link in my signature and we will call you back.

I did that last week & no-one called I had expected to fill in more details on-line - probably should have called you....

(Edit) Note to self - tell my wife that if anyone calls about insurance, that it's for me and not to send them packing

I went with Aviva anyway - it seems that they take a more lenient view of 1 accident with protected NCB than others.

Apologies ... I have PM'd you.

Clare A-Plan Insurance | Specialist Vehicle
Call us on 01635 874646 for a quotation Click Here

Called A-Plan and was given a quote today that was even better than NFU (£340) admittedly it is a restricted mirage policy (7500) but I still have defenders to use for the messier jobs.

Impressed. Got enemies? Good, you have stood up for something in your life.

Never regret growing old, it is a privilege denied to many.

This thread is interesting, I've just renewed with Esure, as it was easy, protected no claims, £500 excess and IIIRC it was about £190 - I thought it was OK but I am very old, lots of no claims and I think I said 10000 miles/annum. Geoff

I am reasonably old - 15 years NCB for both me & my wife.

My problem was a collision last year that was not finally settled - so at this point 50/50 - so I need to declare that I was at fault.

That is compounded by it being on my wifes policy - so she also has to answer yes to the accidents or claims question

And the value & cost to repair the L405 doesn't help..... and 20k miles per year

Different companies seem to weight the premium very differently - with Aviva being the only one I came across who didn't seem to take the claim into consideration at all - and was actually cheaper than my policy last year

I definitely owe A-Plan a go next year though

Just renewed mine been with admiral for 2 years as last year's renewal was only a couple of quid more than previous year. This year's quote £300. Quick search on wecompare the meerkat tesco bank £205. Phoned Admiral we can knock £20 Off so not with them anymore. Had same sketch with breakdown recovery renewal quote £190 paid £79.
It's a PITA but you have to search every time like Stan said the insurance companies rely on your apathy to not searh for the best deal. Mine was a blue one!

I did the same with A-Plan last year and never got a call back.

Got the renewal through from hastings direct, went on the comparison sites and came up with a better price, rang hastings to see what they could do. They asked what price I have been quoted and what the monthly payments were etc and then said that they would match it, so stayed with them.

Our breakdown cover was up for renewal recently, me and the wife with full breakdown, recovery, at home.
We ended up going with GEM for less and that included adding the daughter as well. Had to call them on Boxing day as the drivers window switch failed with the window down. I know he FF was not broken down but we had 170 miles to get home. No problem for them, called out local firm who arrived in about 40mins and stripped door card off and got a feed to the motor from a jump pack so the window was closed. Regards
Mark

2012 Westminster
GONE - 2007 Java Black FF Vogue, with Ivory interior

had the same with A plan called them gave details they said they would call me back that was 3 weeks ago cant need the business I suppose 1937 model y hot rod 1000bhp rover75 v8 vincert blackshadow plus several boats and other toyz ! ford f150 raptor Mercedes e class convertible jaguar f pace

Alistair wrote:

... My problem was a collision last year that was not finally settled - so at this point 50/50 - so I need to declare... fault