Not wishing to state the obvious, but I can’t see that anyone else has mentioned it. Have you tried A-Plan, one of the site sponsors.

They have insured my car for the last couple of years. No tracker requirement and competitively priced.

Admiral - £382.67 No Tracker but asked for a year and only got a quote for 10 months!!

Apparently it is

Quote:

(10 month policy - bonus accelerator)

whatever that means  2011 4.4 TDV8 Vogue SE
1993 Discovery 1 3.5 V8i

Try Tesco, they are usually very competitive, for new business, but not good for existing customers.
Mike. G reg 2.5VM Vogue Portofino red 1991- 1999
V reg 2.5td P38 Rioja red 1999- 2006
53 reg td6 Vogue Oslo blue 2006- 2015
11 reg 4.4 TdV8 Vogue SE. Baltic blue 2015- date.
https://www.fullfatrr.com/forum/topic56162...tty+affair

Tesco - No Tracker required £439.94 but £635 Excess  2011 4.4 TDV8 Vogue SE
1993 Discovery 1 3.5 V8i

Awaiting call from A-Plan 2011 4.4 TDV8 Vogue SE
1993 Discovery 1 3.5 V8i

You do need to hammer A-Plan -- I actually got cheaper quotes from elsewhere, but took that back to A-plan and they got within £20 -- so went with them -- no tracker required -- They placed me with Markerstudy (new name for Zenith)

Have to say they've been pretty good since someone decided it was a good idea to write-off a Citreon C1 into the back of me at 40MPH whilst I was stationary! Current: 2011 FFRR Vogue SE 4.4 TDV8
Previous: -
2004 FFRR Vogue 4.4 V8 with LPG
1997 P38 4.0 SE with LPG
1997 P38 4.6 Vogue with LPG

NFU - No Tracker required £661.86  2011 4.4 TDV8 Vogue SE
1993 Discovery 1 3.5 V8i

AA for me, no tracker required. I happen to have one anyway but purely for peace of mind. 09 RR Westminster 3.6TDV8 - Stornoway Grey / Black interior - now gone (sad face)
Nissan X Trail 1.6TDCi Tekna
Fiat 500 1.2

TomCobbly wrote:

NFU - No Tracker required £661.86

Just shows the difference countrywide, I pay less than that for 3 vehicles inc. the Fattie.

Just run it through a couple of comparison sites, give yourself a decent baseline price. Try adding in other drivers and see what difference it makes and move the mileage around (within a realistic range) to get the price down.

You'll rarely get the best prices by ringing companies, there best will be online, and they won't tell you about their lower offers.

Also, try to figure out why so many companies are insisting on a tracker. Even in my 20's, no company has ever asked me to have one, something has definitely spooked them for several to suggest it.

Wot he said ^^
Use some comparison sites. That's how I keep mine down every year  2011 4.4 TDV8 Vogue SE Buckingham Blue with Ivory and clear glass = "Rory"
New Defender D300 90 on order so "Rory" will be going to a new home....!
1974 Series 3 Lightweight = "Millie"
My preferred specialist: www.glenrands.co.uk
--------------------------------------------------

I live in a posh but very high risk area apparently (N6) plus have no driveway, which loads my premium.

I’m with Zenith, no tracker. Previously with Direct Line who demanded tracker (but my tracker went kaput so...). Zenith was cheaper regardless.
Performance-direct broker was cheaper than A-plan by well over 10% for the same Zenith policy 2 years on the bounce now, but I will try A-plan every year until they’re cheaper! A-plan Thatcham are soooo much nicer to deal with than performance-direct, it’s like M&S vs Asda. Or it’s like A-plan brings a gun to the customer-service-knife-fight. I can give you more analogies if required!

Guildford is not a high risk area according to this:

http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php#G

I’ve been with Tesco for the past 3 years, since Admiral tried the old auto renewal stealth plan to bump up the premiums on a multi-car policy.

Directline have consistently demanded a tracker but no other companies have.

Leafy suburbs of Glasgow, £300 with no voluntary excess  Got - 2017 SDV8 Autobiography in Loire Blue
Had- 2008 TDV8 Vogue SE in Java black
Had - 2007 S/C in Stornoway Grey

According to the list I am the lowest risk A .... Never had a conviction or a claim this century WTF?  2011 4.4 TDV8 Vogue SE
1993 Discovery 1 3.5 V8i