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donnieban



Member Since: 01 Jul 2023
Location: Highland
Posts: 12

Scotland 
Insurance - not all bad news for some post codes

Still arguing with myself on the purchase of a RR V8. Thought I would test the waters on insurance. Did an online quote for a 2016 Vogue SE and got a fully comp quote for just over £600. Protected no claims 12 years, may be more in truth. 58 year old driver in Highland with no convictions. Just me covered and involved Hastings Insurance. Their generic valuation was £26K.

Post #683055 18th Jan 2024 8:50am
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mjdronfield



Member Since: 04 Nov 2011
Location: Derbyshire
Posts: 7772

United Kingdom 2011 Range Rover Vogue SE TDV8 Buckingham Blue

I did a similar thing and got £800 odd on a 2017 AB. I’m 53 in Derbyshire…. Full no claims. Paid £355 for the L322 I’ve got.

That doesn’t sound too bad, compared to my quote, but they are all too high now….

Thumbs Up 2011 Range Rover Vogue SE 4.4 TDV8

Previous cars :
2003 Range Rover Vogue TD6
1999 Discovery Td5 ES
1995 BMW M5 3.8 6 speed
1992 Range Rover 3.9 Efi Vogue
1992 BMW M5 3.8
1988 BMW 735i SE
1989 Ford Sierra XR4x4 2.9i
1981 Ford Fiesta Supersport

Post #683060 18th Jan 2024 9:49am
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donnieban



Member Since: 01 Jul 2023
Location: Highland
Posts: 12

Scotland 

Good to know that Insurance isnt quite as gloomy for those with post codes north of London.

Post #683067 18th Jan 2024 11:30am
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DrRob



Member Since: 16 Apr 2015
Location: Petersfield, Hampshire
Posts: 4295

United Kingdom 2011 Range Rover Vogue SE TDV8 Buckingham Blue

As with all these things, it's blown out of proportion by the media Censored
Market forces will drive it back down again with the competition for clients cash Whistle Gone to a good home: 2011 4.4 TDV8 Vogue SE Buckingham Blue with Ivory and clear glass = "Rory"
2025MY Defender D350 90 in Silicon Silver on coils
1974 Series 3 Lightweight = "Millie"
Many, many other Landies over the years
My preferred specialist: www.glenrands.co.uk
--------------------------------------------------

Post #683082 18th Jan 2024 2:29pm
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AndyRoo



Member Since: 06 Dec 2023
Location: Gloucester
Posts: 532

Scotland 2012 Range Rover Westminster TDV8 Fuji White

Hi,

I think it's starting to already come down slowly, just ran another quote through Confused.com.

Came back, me and the wife, car kept on the drive as a 2nd Car, full NCB, windscreen & breakdown cover, 10k per year:

£443 from eSure, but they're a bit dodgy, £704 from Hastings Direct, £726 that's just over a hundred down on the quote I ran last month.

However, 17yr old daughter, Nissan Micra 2014 Digi-S Tekna, which is supercharged 1.2 auto, just passed test, in her own name, as her own car is £1,592. Cheapest big name is Admiral @ £2,060 inc greenflag & windscreen, which to me is a bargain compared to some stories I've heard.

Andy Fuji White / Jet 2012 4.4 TDV8 Westminster

Post #683090 18th Jan 2024 3:12pm
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CrabberOne



Member Since: 19 Jan 2024
Location: Cornwall
Posts: 6

United Kingdom 2018 Range Rover Autobiography SDV8 Balmoral Blue

Just insured my new to me my low mileage 2018 RRFF Autobiography estimated by Hastings at £53k. Paid under £800 fully comp.
Over 60 with full no claims and clean licence, living in Cornwall.
Used Hastings Direct.

Post #684260 29th Jan 2024 8:36pm
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JayGee



Member Since: 27 Jul 2021
Location: London
Posts: 3162

United Kingdom 2012 Range Rover Vogue 4.4 V8 Orkney Grey

DrRob wrote:
As with all these things, it's blown out of proportion by the media Censored
Market forces will drive it back down again with the competition for clients cash Whistle

Not if you live in central london it isn't media hype. Market forces don't apply as you can't choose not to have insurnace and most insurers are just brokers who are selling you policies from bigger companies. Rates are based on cost of claims in your area mainly hence why densly popoulated areas with wealth people and expensive cars make for higer premiums 2012 TDV8 Vogue (L322)

Post #684288 30th Jan 2024 9:48am
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Kot



Member Since: 10 Mar 2021
Location: broadland
Posts: 1177

United Kingdom 

AndyRoo wrote:


£443 from eSure, but they're a bit dodgy, £704 from Hastings Direct, £726 that's just over a hundred down on the quote I ran last month.


Why is esure dodgy? just did a google and

Founded in 2000, esure Group is one of the UK's leading personal lines insurers. The Group provides motor and home insurance products through the prominent esure and Sheilas' Wheels brands, and currently has more than 2 million customers.

But then looked at Trustpilot and read the reviews https://uk.trustpilot.com/review/www.esure.com

So You pay your money and take a chance Rolling with laughter seems majority of issues are customer service and ability to contact someone is very poor. 2018 SE SDV8 4.4 Byron Blue

Post #684291 30th Jan 2024 10:11am
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JayGee



Member Since: 27 Jul 2021
Location: London
Posts: 3162

United Kingdom 2012 Range Rover Vogue 4.4 V8 Orkney Grey

Rolling with laughter People who believe online reviews and customer ratings Rolling with laughter 2012 TDV8 Vogue (L322)

Post #684294 30th Jan 2024 10:35am
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AndyRoo



Member Since: 06 Dec 2023
Location: Gloucester
Posts: 532

Scotland 2012 Range Rover Westminster TDV8 Fuji White

eSure, OMG, what a disaster. Unlike most insurers that deal with the problem between themselves, eSure nominated a solicitor to resolve the case of knock for knock as a sort of mediator, my friend had to pay for the solicitor out of her own pocket regardless of blame, the bills just kept racking up and she was in no way to blame but ended up with a massive bill on top of her excess.

Impossible to get to talk to a human. Simple and straightforwards until you try to make a claim Not sure what reviews you've been reading but trustpilot negative when any intervention required. https://uk.trustpilot.com/review/www.esure.com


Never again. Fuji White / Jet 2012 4.4 TDV8 Westminster

Post #684304 30th Jan 2024 12:06pm
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JayGee



Member Since: 27 Jul 2021
Location: London
Posts: 3162

United Kingdom 2012 Range Rover Vogue 4.4 V8 Orkney Grey

Point taken and glad I didn't have to claim. 2012 TDV8 Vogue (L322)

Post #684317 30th Jan 2024 1:37pm
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JayGee



Member Since: 27 Jul 2021
Location: London
Posts: 3162

United Kingdom 2012 Range Rover Vogue 4.4 V8 Orkney Grey

Been scouring the market all day. Lots of outright refuals to quote from the likes of AA, Direct Line, some >£4k quotes and looking at between £2.5-£3k from a couple of respectable companies. Just for a reality check I put a few other cars through the quotes system and the L322 is costing me about another £1K. Still cheaper than throwing in the towel and buying somthing else. 2012 TDV8 Vogue (L322)

Post #684345 30th Jan 2024 7:31pm
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