Home > Finance, Insurance & Warranties > does your insurance cover your sunroof glass [l405] |
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stan Site Moderator Member Since: 13 Jul 2010 Location: a moderate moderated moderator moderating moderately in moderation Posts: 35217 |
its sold ..i was going through the insurance stuff and noticed this issue. ... - .- -.
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21st Feb 2024 8:18am |
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supershuttle Member Since: 20 Mar 2011 Location: Lancashire Posts: 3754 |
Having been driving for over 50 years I've never had a sunroof smashed or even heard of one being smashed so I wont be spending any more time worrying about it. Geoff |
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21st Feb 2024 8:48am |
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Cam-Tech-Craig Member Since: 03 Aug 2011 Location: Gloucestershire Posts: 16257 |
Absolutely Stan. Point taken… Mine was only to say to anyone reading this now or in the future, there are other ways. Doesn’t always have to be a ‘pants down moment at the main dealers!’ 👍 |
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21st Feb 2024 8:53am |
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Alistair Member Since: 11 Feb 2011 Location: Peterborough / Bordeaux / Andorra Posts: 7920 |
It will be covered - but will be a regular claim and not a windscreen claim. So would affect NCD and be subject to normal excess. You're basically in the same position as someone with a metal roof. If a rock falls on it, you decide whether to make a claim or pay for the repair yourself. No cheap £100 windscreen excess option. |
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21st Feb 2024 5:35pm |
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stan Site Moderator Member Since: 13 Jul 2010 Location: a moderate moderated moderator moderating moderately in moderation Posts: 35217 |
thanks for the clarification Alistair.. ... - .- -.
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21st Feb 2024 6:56pm |
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Bill Member Since: 18 Nov 2017 Location: Essex / Normandy Posts: 1223 |
Just prior to the first lockdown , on the A12 & a lorry spun a pice of angled metal off the road. Hit the windscreen AND the sunroof. Took them both out. I phoned Autoglass, & they said we will check your policy , Bingo I was covered as glass & I paid one lot of £75.00 excess . I seem to recall Autoglass saying it was about £4,000 of repairs, but I’m not quite sure. I always check to make sure both are covered…. What do they say about lightning… I drove to Autoglass in lockdown as an essential worker (farmer!) …. Very very strange . Filters are in fact so good that in certain circumstances, when the ambient air is already polluted, a diesel car will tend to extract more particles from the air than it emits. Emissions Analytics worked with........etc etc He who dies with the most toys wins... |
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23rd Feb 2024 2:23pm |
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