|  | Home > Off Topic > Insurance Documents No Longer Needed To Tax Cars | 
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| Gazellio @ Prestige Cars Member Since: 22 Jan 2010 Location: Chilterns, UK Posts: 11309      | 
 Motorists are no longer required to have their insurance documents inspected before receiving a tax disc. Why? Because this occasional check has been replaced by the Continuous Enforcement Scheme. This enables the Driver Vehicle Licensing Agency to check for compliance regularly by cross referencing the Registered Keeper Database with the Motor Insurance Database. If a car is uninsured its keeper receives a reminder in the post. This is the chance to comply without penalty. However, if no action is taken the offender receives a one hundred pound fixed penalty notice. This, in turn, can be followed by clamping, impounding and/or prosecution. Court penalties include points on the licence, a fine and disqualification. Furthermore, the Continuous Enforcement Scheme minimises the benefit of a popular scam. This requires the motorist to purchase motor insurance so that he/she receives official documents through the post/online. The crook then cancels the policy, claims a refund and retains the paperwork that – until now – could be used to tax a vehicle. So, whereas this documentation still has merit it is of far less value to those with unscrupulous intentions. 
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|  13th Jan 2014 2:35pm | 
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| stan Site Moderator Member Since: 13 Jul 2010 Location: a moderate moderated moderator moderating moderately in moderation Posts: 35883    | this helps the convenience of applying for your tax disc online, cant remember the last time i queued in a post office.. | ||
|  13th Jan 2014 2:39pm | 
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| JAYBOY Member Since: 17 Oct 2012 Location: South Wales Posts: 2204      | Always do mine on line   | ||
|  13th Jan 2014 2:58pm | 
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| Sandyt Member Since: 07 Nov 2013 Location: Wraysbury Windsor Posts: 2287      | I just tell domestic management and all is done so it should make life easier for her  | ||
|  13th Jan 2014 3:03pm | 
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| Richcl Member Since: 23 Sep 2010 Location: Tewkesbury, Glos Posts: 1011      | Just had my reminder today, going to be the last paper disk I own for the car, bit sad really... | ||
|  13th Jan 2014 3:06pm | 
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| wealy Member Since: 29 Jul 2013 Location: Kings Bromley Posts: 1020      | I think this has a couple of flaws..... First - if someone dumps a car outside your house or place of work, in the past a missing tax disc is a very good first indication as to whether that car has been dumped or what etc.
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|  13th Jan 2014 3:23pm | 
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| wealy Member Since: 29 Jul 2013 Location: Kings Bromley Posts: 1020      | Oh - and if this is supposed to be a cost saving thing - I very much doubt if they pass the saving on to the motorist!!!!
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|  13th Jan 2014 3:25pm | 
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| stan Site Moderator Member Since: 13 Jul 2010 Location: a moderate moderated moderator moderating moderately in moderation Posts: 35883    | you can check to see how much car tax is left on a car freely here,
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|  13th Jan 2014 3:32pm | 
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| redshovel Member Since: 11 Jun 2010 Location: Belfast Posts: 244      | ^  | ||
|  13th Jan 2014 3:56pm | 
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| T24RES Member Since: 22 Nov 2010 Location: Henley-on-Thames Posts: 936    | You can also check on the DVLA website https://www.taxdisc.direct.gov.uk/EvlPorta...ution=e1s1 | ||
|  13th Jan 2014 4:41pm | 
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| Contraband Member Since: 08 Nov 2010 Location: FIFE Posts: 3700    | I went to the local post office last month to tax my wife's car.. They handed my documents back and said they no longer needed to check them, just scan the reminder.... Very handy... But I had spent 30 mins tracking down her MOT cert!!! Previously..
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|  13th Jan 2014 5:36pm | 
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| redshovel Member Since: 11 Jun 2010 Location: Belfast Posts: 244      | Sorry for anyone who is gonna loose a job in the DVLNI when it merges with the DVLA.....but in unless ur a complete   | ||
|  13th Jan 2014 6:06pm | 
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| stan Site Moderator Member Since: 13 Jul 2010 Location: a moderate moderated moderator moderating moderately in moderation Posts: 35883    | so when they get rid  of the paper disc in october 2014 will the dvla also stop the ridicules surcharge you have to pay if you only get 6 months tax rather than 12 months..
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|  15th Jan 2014 1:22pm | 
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| Contraband Member Since: 08 Nov 2010 Location: FIFE Posts: 3700    | It's a shame for all of the companies making tax disc holders. I'm sure some small businesses will go bust over this.
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|  15th Jan 2014 4:35pm | 
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 as ever......dont work for any Northern Ireland regs
 as ever......dont work for any Northern Ireland regs  
 tit, even u will know it will make life so much easier when it comes to sorting out car matters.
  tit, even u will know it will make life so much easier when it comes to sorting out car matters.