What modifications do people on here have on their FFRR they insure with A-Plan?

I called up yesterday to my local branch, which happens to be Thatcham, unfortunately Clare wasn't available so spoke to another lady mentioning this forum.

But due to being 23 they don't have any schemes I could be placed on, and couldn't quote me unless I had modifications I could try the modified RR scheme (i.e. showing i'm an enthusiast)

I know its not A plans fault most underwriters hate young lads with Range Rovers, I insure my 4.6 v8 p38 with Adrian Flux for a great price, but with the TD6 it almost triples!

Rant over... just wondering what modifications you guys have if any? 

In terms of listed mods that I have declared;

- towbar
- 21" wheels (Genuine Land Rover)

Neither of these increased my premium of my TDV8. I was 37 when I first insured it (now 40) but still no increase. Is this where I put the car details and a bit about myself ?........

Tinted windows? As Nick says towbar? Change of wheel style?

Yep - Tints, Wheels & Towbar for me too - I also declare winter tyres - but I'm not with A Plan

If you go on to any of the comparison websites - or online quote sites, there is usually a list of mods to declare, spa you can take your pick

Even though the towbar was a factory fit, I declare it anyway as it doesn't cost me anything - in fact I don't think any of the mods have cost me extra.

Engine remap was on my last L322 when I had that - that one did bump the premium a bit - and also meant that some companies would refuse to cover me.

A prior one had an Overfinch kit on it that went down as a bodykit - I guess you could just change the side vents & tick the bodykit box....

I see I see

It's mental, just looked on go compare, and parking sensors, high level brake light are listed as modifications!

I wonder if they put the price down, bit late now purchased insurance  

Good Afternoon,

Just a quick note to let you all know I am on holiday from tomorrow until the 4th July.

Matthew and Henry will be looking after the forum, so bear with them they might not be online all day!

As usual if you have any questions or would like a quotation please give us a call on 01635 874646 or click the link in my signature.

Thanks

Clare A-Plan Insurance | Specialist Vehicle
Call us on 01635 874646 for a quotation Click Here

I am thinking of upgrading my front brakes on my o4, going to brembo or overfinch. Would this affect 9nsurance costs. I am a pretty old codger now, 55 ish but i would like a bit better brakes for todays traffic levels. For reference its an autobiography, pretty standard trim afart from chrome side vents.

Have you got a policy with A-Plan? Can you PM me your details and I will have a look.

Thanks

Clare A-Plan Insurance | Specialist Vehicle
Call us on 01635 874646 for a quotation Click Here

Hi
No not at present, with morethan.
As you are supporting the website i just thought i would give you a chance to quote when it comes up.

Please do! If you give us a call on 01635 874646 or click the link in my signature and we will call you back.

Clare A-Plan Insurance | Specialist Vehicle
Call us on 01635 874646 for a quotation Click Here

Great service from Kirsty. Insurance sorted within 20 minutes.

Many thanks.

Stacker wrote:

It's mental, just looked on go compare, and parking sensors, high level brake light are listed as modifications!

You shouldn't need to declare anything as a modification if it was "standard" for your model of car. So, if parking sensors are standard then you don't declare them. Insurance companies will have assessed the "risk" element of the car as it came when it was new.

Anything that has been changed since it was new should be declared and, in most cases, if it is sensible LR OEM stuff (we're FF owners so of course it is ) like wheels or tow bars then it should hardly make a difference on your premium. If it does then it's worth arguing about, or changing insurer. 2017 4.4 SDV8 Autobiography
2012 4.4 TDV8 Westminster - Gone, but not forgotten

Agree with Rob..  ... - .- -.




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I'm with APLan and rang them yesterday after reading this thread.Reported my after factory towbar and they simply made a 'note on file' and confirmed this would not have made any difference to the premium.

I could imagine though that if a shunt up the rear was made worse by the fact that an unreported towbar had been fitted could possibly mean voiding or drastically reducing the cover.

Nice people at our local APLan as well!! 405 AB exec seats Baltic and Cirrus
93 RR Classic efi

Remember it's easier to get forgiveness than permission!

Gone in order:
4.4 TDV8 SE - gone to a good home
93 Classic hard dash Plymouth Blue
03 L322 Oslo Blue
2000 Disco TD5 ES Epsom Green
98 P38 Rioja Red
89 Classic Cairngorm Brown