It's money set aside and money that can't be spent on other things therefore it's part of the running costs. If you go into L322 ownership and don't have this kind of money set aside - good luck  2012 TDV8 Vogue (L322)

Was only trying to help you justify keeping your Range as a long term owner & accountant.

Thanks - decision was made a while ago that I’m keeping it for at least a year. Used market is too overheated and even just on the figures I’d be worse off selling it. 2012 TDV8 Vogue (L322)

What about moving out of London? Surely that’s the cheapest option