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socialrover



Member Since: 03 Dec 2010
Location: Yorkshire
Posts: 109

United Kingdom 2018 Range Rover Autobiography SDV6 Santorini Black
How best to pay !

Advice please .

What would be the best way to purchase a new shape (2018 onwards ) Full Fat .

Contract hire , Business hire , or Cash ?

Post #505400 16th Feb 2019 8:10pm
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Alistair



Member Since: 11 Feb 2011
Location: Peterborough / Bordeaux / Andorra
Posts: 6417

United Kingdom 2013 Range Rover Vogue SE SDV8 Santorini Black

Impossible to answer - there isn't a best - that's why there are options......

It depends on a whole host of other things

Post #505401 16th Feb 2019 8:26pm
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socialrover



Member Since: 03 Dec 2010
Location: Yorkshire
Posts: 109

United Kingdom 2018 Range Rover Autobiography SDV6 Santorini Black

Ummmm - Yes you're right , thats probably why Im having such a dilemma !

Post #505403 16th Feb 2019 8:31pm
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Vogue



Member Since: 31 Jan 2008
Location: on the hill
Posts: 3381

United Kingdom 2017 Range Rover Vogue SE SDV8 Carpathian Grey

I always pay cash, and don’t use finance - my argument is a cash purchase has got to be the cheapest way as I am not paying any interest charges and not paying to borrow money.

The vehicle still has to be paid for and I can change when I want without having the hastle of chasing finance or paying it off. L405 Vogue SE 4.4 V8 DIESEL ~ #16


Last edited by Vogue on 16th Feb 2019 9:09pm. Edited 1 time in total

Post #505408 16th Feb 2019 9:07pm
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socialrover



Member Since: 03 Dec 2010
Location: Yorkshire
Posts: 109

United Kingdom 2018 Range Rover Autobiography SDV6 Santorini Black

Looking at it from a statistical point of view , how do people pay ? Would be useful if you gave a reason with your choice too .

Im quite double minded as to which route to take !

Post #505409 16th Feb 2019 9:08pm
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Phil.



Member Since: 19 Apr 2010
Location: West Midlands
Posts: 391

United Kingdom 2017 Range Rover Autobiography SDV8 Carpathian Grey

Previously discussed here:

https://www.fullfatrr.com/forum/topic45168.html MY17 4.4 SDV8 Autobiography
On my 5th RR plus various other JLR vehicles

Post #505418 16th Feb 2019 10:11pm
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socialrover



Member Since: 03 Dec 2010
Location: Yorkshire
Posts: 109

United Kingdom 2018 Range Rover Autobiography SDV6 Santorini Black

Thanks Phil ,

thats exactly the kind of discussion I was trying to facilitate .

Most useful .

In conclusion I think I will go down he cash route - much simpler .

Post #505420 16th Feb 2019 10:37pm
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jumpin mouse



Member Since: 28 Feb 2016
Location: North West
Posts: 166

United Kingdom 2015 Range Rover Autobiography SDV8 Aruba

Not forgetting, and some on here will explain this much better than I, If you take finance for even a small amount of the purchase price there is often a dealer contribution of several thousand and you can pay the finance off almost immediately without penalty. It seems crazy but this was explained to us at the time of buying and it worked very well. We saved a lot with this with a £70K plus purchase with no hassle.

Thumbs Up

Post #505440 17th Feb 2019 9:09am
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AMTony



Member Since: 01 Mar 2017
Location: North West
Posts: 81

Paid cash for mine, big mistake.
Take pcp as when you come to sell the GFV will be higher than actual worth.
Was royally shafted when i got rid of mine.
Will not have another!

Post #507405 4th Mar 2019 10:02pm
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Bill



Member Since: 18 Nov 2017
Location: Essex / Normandy
Posts: 508

United Kingdom 

@AM Tony

Shame the stealers enjoy the sport of shafting their customers. Never been offered a straight deal on a trade in , so always sold privately... of course they need a margin, but not as wide as the mouth of the Thames ! He who dies with the most toys, Wins !!!!!

Post #507519 5th Mar 2019 7:39pm
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Emperor Mong



Member Since: 07 Jul 2010
Location: London
Posts: 1432

United Kingdom 2019 Range Rover Autobiography 2.0 PHEV Loire Blue

My dealer just offered me about 5% less than WeBuyAnyCar versus a £115k new car. Shocking.

Post #508090 9th Mar 2019 2:54pm
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socialrover



Member Since: 03 Dec 2010
Location: Yorkshire
Posts: 109

United Kingdom 2018 Range Rover Autobiography SDV6 Santorini Black

They do actually take the pi55 !

I've had one ring me up to offer a pre reg 19 at £2k off list - sent pics through - 17 model year car !

I can't believe the audacity of some these imbeciles !

Post #508098 9th Mar 2019 3:31pm
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EdJ



Member Since: 30 Jan 2015
Location: London
Posts: 158

United Kingdom 2018 Range Rover Autobiography 2.0 PHEV Balmoral Blue

I got more than webuyanycar from my dealer. It was part ex so always a bit hard to tell what you're getting off the new car vs what you're getting for your old car, but I was quite happy.

I had my old RR L405 AB for over 4 years and it roughly cost me about £11k a year in depreciation. Not too horrendous in my mind, but others may disagree!

Oh and in terms of finance vs cash, I'm cash every time, but have to say I'm often tempted with some of the deals. I prefer the flexibility of cash though, and the feeling that the car is actually mine. 2018 Range Rover L405 PHEV AB

Post #508112 9th Mar 2019 5:46pm
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socialrover



Member Since: 03 Dec 2010
Location: Yorkshire
Posts: 109

United Kingdom 2018 Range Rover Autobiography SDV6 Santorini Black

I think £11k per year is very respectable , much better than any other option I know of . Like Alistair mentioned earlier , not one definitive best way to purchase , but in your case EDJ I think you have done pretty good on £11k per year .

Post #508176 10th Mar 2019 1:29pm
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Giantlandyman



Member Since: 25 Nov 2015
Location: Essex
Posts: 795

United Kingdom 2012 Range Rover Autobiography TDV8 Santorini Black

Have a look at the finance options because they usually give an additional discount on the purchase price and then settle within fourteen days, the cooling off period for such agreements.

I've had dealers (Merc) moan about this but legally there is nothing they can do, apparently..... none have so far. No interest charged, no penalties, just a reduced cost to me.

I will add, such behaviour used to beyond me but having been had enough times by dealers, whilst there may be a certain personal satisfaction in being completely open, that doesn't translate into respect received when you return to the dealership in the future, I've found.... they still try and squeeze as much as they can for providing as little as possible.

Post #508225 10th Mar 2019 7:38pm
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