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Andy_J Member Since: 14 Nov 2011 Location: Muir of Ord Posts: 479 |
unfortunately after the winds we had at the weekend a tree fell on my drive and my Range Rover and Golf V6 are both written off. Tree landed on the roof of both vehicles buckling the c post and tailgate on the golf and the A and b post on the passenger side of the RR and pushed the passenger door back an inch as well as shattering the windscreen and probably plenty of other damage I can't see. Given the age of both vehicles neither are fixable.
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1st Feb 2022 9:17pm |
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RRV8SC Member Since: 02 Oct 2021 Location: SW London Posts: 179 |
What IGP says.
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2nd Feb 2022 10:09am |
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dhallworth Member Since: 10 Oct 2011 Location: Glasgow Posts: 3086 |
Never accept the insurance companies first offer either
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2nd Feb 2022 12:19pm |
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Andy_J Member Since: 14 Nov 2011 Location: Muir of Ord Posts: 479 |
Thanks for the pointers.
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2nd Feb 2022 10:47pm |
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socialrover Member Since: 03 Dec 2010 Location: Yorkshire Posts: 138 |
Hi Andy ,
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5th Feb 2022 3:29pm |
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Andy_J Member Since: 14 Nov 2011 Location: Muir of Ord Posts: 479 |
Thanks Socialrover
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5th Feb 2022 9:27pm |
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socialrover Member Since: 03 Dec 2010 Location: Yorkshire Posts: 138 |
Hello Andy ,
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6th Feb 2022 8:20am |
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Bl4ckD0g Member Since: 16 Feb 2020 Location: 127.0.0.1 Posts: 1322 |
I think the ombudsman will be a slow and toothless journey. As I’ve mentioned it before, you are way too nice. Get a lawyer to represent you. That company is running rings around you; or at least the lawyer will have full insight to all the relevant documentation which none of us have on here.
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6th Feb 2022 10:21am |
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JCW Member Since: 13 Apr 2013 Location: Cotswolds Posts: 865 |
I thought I’d check my own policy wording on this point, I have a multi car policy with Admiral - here’s the definition of ‘market value’ (based on loss from theft or uneconomical repair) -
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6th Feb 2022 10:44am |
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jagracer Member Since: 14 Aug 2021 Location: Norfolk Posts: 113 |
Interesting information. I had a Saab 9000 twenty years ago, 80k miles, bought from a main Ford dealer for £2500 which included the salesmans bung. Three months later, towing a trailer, it rolled down the A14 on a stretch of road that the Police said had numerous problems with an adverse camber. The Insurance company paid out £6000 without asking any questions, less a £250 excess. No option to repair the car, and the Trailer manufacturer, I found out later was copying Ifor Williams Trailers, but badly, as they hasd a habit of turning over loaded, Three in Cornwall that I knew of in 2003. Its a bit of a Lottery for everything now, insn't it. |
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6th Feb 2022 12:26pm |
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socialrover Member Since: 03 Dec 2010 Location: Yorkshire Posts: 138 |
I think you may be onto something there Blackdog , I will start to ring round a few local law firms in the morning .
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6th Feb 2022 3:40pm |
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Bl4ckD0g Member Since: 16 Feb 2020 Location: 127.0.0.1 Posts: 1322 |
Aha I get it now. Their market value is based on you selling the car, most would expect buying it. But if your terms state that then it may be a tough one. One angle a lawyer may look at is whether those terms are actually legal and don’t go against your rights.
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6th Feb 2022 3:59pm |
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socialrover Member Since: 03 Dec 2010 Location: Yorkshire Posts: 138 |
Umm big corporations eh Blackdog ....it would be interesting to know whether they have changed their definition of Market value in the last year or two as a direct consequence of the abnormal current car market . ( wonder whether the actuaries miscalculated the premiums for such a strong market ?)
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6th Feb 2022 4:11pm |
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Andy_J Member Since: 14 Nov 2011 Location: Muir of Ord Posts: 479 |
Thanks guys, I intend to keep pushing, but fortunately I am not arguing about £15k, a much smaller amount for me
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6th Feb 2022 10:34pm |
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