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Joe90



Member Since: 29 Apr 2010
Location: Hampshire
Posts: 6399

England 
Joe90's Sep 2012 Insurance Decision?

Admiral just sent me my multicar quote for the next year. 4 cars, inc. one insured directly for 18yr old daughter.

£2472 Evil or Very Mad (increase of £500 on last year, with the added bonus that daughter passed her test which generates an increased premium in any case!)

So half an hour on confused.com produced the following quotes:

From Admiral: £1715 Evil or Very Mad Evil or Very Mad Shocked

From four separate companies: £1208 Mr. Green

I'll be going back to Admiral for a price matching session, but I am tempted to give them the finger and deal with four companies to get best price.

Car Insurance market is crazy Censored .
Experience is the only genuine knowledge, but as time passes, I have forgotten more than I can remember Wink
Volvo V70 P2 2006 2.4 Petrol 170bhp Estate SE
MG Midget Mk1 1962

Previous: L322 Range Rover TDV8 3.6 2008; L322 Range Rover TD6 3.0 2002; P38A Range Rover V8 1999

Post #137011 21st Aug 2012 3:31pm
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Andy3681



Member Since: 13 Jan 2012
Location: Newcastle under lyme/ Le Dorat Haute Vienne
Posts: 912

United Kingdom 2005 Range Rover Vogue Td6 Cairns Blue

Pain in the ass every year joe but you are doing it right I end up changing nearly every year to the best quote only thing I do is stick with a named company because M Mouse insurance brokers might have folded if I prang it!! Mine was a blue one! Smile

Post #137013 21st Aug 2012 3:54pm
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stan
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tim, go through 'compare the market.com' and get a meerkat toy..anyone got a 'sergai'... ... - .- -.




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Post #137017 21st Aug 2012 4:18pm
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TheAllSeeingPie



Member Since: 18 Apr 2012
Location: Leeds
Posts: 848

United Kingdom 2007 Range Rover Supercharged Supercharged Java Black

You should count yourself lucky, I pay nearly £2500 for two cars (FFRR SC / Mazda RX-Cool, and thats with the missus on the policy too! 
07 Supercharged - Still breaking her in!

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Post #137024 21st Aug 2012 4:29pm
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dave699



Member Since: 03 Apr 2012
Location: Redcar
Posts: 457

England 2007 Range Rover Vogue SE TDV8 Stornoway Grey

Admiral wanted more to add the other halfs new Fiat 500, to a multi car policy for the remaining ten months, than it was for a seperte (12month) single car policy. The bizarre thing was they were the cheapest single car policy?

Admiral multi car with my FF, 10 months policy - £268 please
Admiral single car, 12 month policy - £206 please

I'm confused.com

I even passed them the quote numbers and the response was sorry sir, we don't price match against our single car policy quotes.... 
Had it, loved it!
2007 Vogue SE TDV8
Stornoway Grey / Ivory
Climatic Seats, RSE, AFS, Deployable steps, iPod kit.

Post #137026 21st Aug 2012 4:45pm
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Fox



Member Since: 02 Apr 2010
Location: Essex
Posts: 2313

United Kingdom 

I looked at a multi car policy and it's just not worth it for me either.

Four cars on one policy was going to cost me £600 per year more than just getting a local broker to insure them all seperately and do the hunting around. Plus the multi car policy wanted double the excess at £500 !!!

Post #137129 22nd Aug 2012 9:28am
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MPx



Member Since: 29 Jul 2011
Location: South Somerset
Posts: 527

United Kingdom 2017 Range Rover SVAutobiography 5.0 SC V8 Waitomo Grey

Just going through the same thing myself. Renewal Quote for 4 cars on a Equity Red Star Multicar £1315. Have been on three different multicar policies over the last 5 years and they worked for me up til now. But a couple of hours with the Meer Cats and Opera Tenor and I had them all individually down to a total of £703 across 4 different insurers. Amazing price differentials. One place offers best price on one car but then a daft price on another even as an individual car not a multicar. When I went multicar, the individual insurances had risen to over £1300 and the broker did the lot for £800. In five years the situation appears to have have reversed! Have passed the info back to the broker to see if he still wants to play, but I suspect I'll be shown the door. PITA to have to go through it every year though. Mike - MPx

2017 5.0 V8 Supercharged SVAutobigraphy Dynamic SVO Palette Grey (2021-...)
2012 5.0 V8 Supercharged Autoboigraphy Orkney Grey (2017-2021)
2007 4.2 V8 Supercharged Vogue SE Tonga Green (2012-2017)
2002 4.4 V8 Vogue Bonnatti Grey (2008-2012)

Post #137304 22nd Aug 2012 11:45pm
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Simes



Member Since: 30 Aug 2011
Location: Hinckley
Posts: 964

United Kingdom 2011 Range Rover Autobiography Black TDV8 Barolo Black

Being a curmudgeonly old Simes these days - when I get the renewal and (as always it's gone up) I do the get a million quotes from elsewhere thing, and when (as they often do) the orginal insurer offers to match it, or even get a bit nearer to it I always now tell them to shove it.

The renewal letter is always full of smarm about how this is the best price, so, either they are liars or conmen - so they get binned for a a bit. Hopefully if enough people did this they would learn the error of their ways!

Post #137346 23rd Aug 2012 9:34am
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kingpleb



Member Since: 07 Jun 2011
Location: Maybe here. Maybe there, I get everywhere!
Posts: 8455

United Kingdom 2005 Range Rover Vogue Td6 Bonatti Grey

As above with Simes, but i found on my last renewal with a change of address thanks to the skank, without her on my insurance dropped £50, but the renewal was still more than a new policy from admiral so i let them price match but fibbed and said i had a quote from some obscure place for £20 less. They matched that and im a happy bunny Smile Dont be afraid to cut some off other quotes to drive down your current insurance premium Smile FFRR MY06 facelift With TDV8 Alloys Zeros/ATR's
Mantec Sump Guard, Rigid Load liner, MY10 BT upgrade.

Post #137352 23rd Aug 2012 9:46am
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Flashman



Member Since: 05 Jun 2011
Location: Windsor & Brentwood
Posts: 1227

England 2011 Range Rover Autobiography TDV8 Santorini Black

My mother got her renewal from direct line for £540 so I did the comparison checks and found a few companies including Privilege offering the premium of only £270! She called DL and they said the best they could do was £470. Oddly enough Privilege is the same company as Direct Line so it seemed a bit odd that they would not match.

In the end we decided to avoid DL (she has been with them 8 years) and also Privilege (same company so sod them) and go with one of their competitors Sheila's wheels which was the cheapest and better deal.

Never be loyal to an insurance company, their business is to scam their existing clients and hope you won't notice. Tom

Current Drive
2011 4.4 TDV8 Autobiography - Santorini Black - Ivory Leather

Previous Drives
2004 Model Vogue Td6 (Touchscreen) - Java Black - Parchment Leather
1994 RR Classic 3.9 V8 Soft dash - Niagara Grey - Grey Leather
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Post #137380 23rd Aug 2012 12:14pm
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Joe90



Member Since: 29 Apr 2010
Location: Hampshire
Posts: 6399

England 

Well did the deed today, having spoken to a relative in insurance, who couldn't do any better.

Told Admiral where to shove it.

Spent about five minutes each online activating (and paying for) the best quotes and emailing off proof of NCD.

As a reminder:

Admiral renewal for 4 cars
£2475

This years premiums from Chaucer, Swiftcover, LV and Diamond
£1208

Off down the pub Laughing (walking!!) .
Experience is the only genuine knowledge, but as time passes, I have forgotten more than I can remember Wink
Volvo V70 P2 2006 2.4 Petrol 170bhp Estate SE
MG Midget Mk1 1962

Previous: L322 Range Rover TDV8 3.6 2008; L322 Range Rover TD6 3.0 2002; P38A Range Rover V8 1999

Post #138341 29th Aug 2012 2:07pm
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kingpleb



Member Since: 07 Jun 2011
Location: Maybe here. Maybe there, I get everywhere!
Posts: 8455

United Kingdom 2005 Range Rover Vogue Td6 Bonatti Grey

Good work Joe and good way to show them they are being stupid with some prices Smile FFRR MY06 facelift With TDV8 Alloys Zeros/ATR's
Mantec Sump Guard, Rigid Load liner, MY10 BT upgrade.

Post #138342 29th Aug 2012 2:11pm
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Alistair



Member Since: 11 Feb 2011
Location: Peterborough / Bordeaux / Andorra
Posts: 7785

United Kingdom 2013 Range Rover Vogue SE SDV8 Santorini Black

I had a similar renewal experience with Admiral military car - individual quotes came back cheaper - in my case they were all Admiral or Diamond (owned by Admiral) so ended up with individual policies for less than the multi-car !

Post #138370 29th Aug 2012 4:56pm
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T24RES



Member Since: 22 Nov 2010
Location: Henley-on-Thames
Posts: 936

United Kingdom 

stan wrote:
anyone got a 'sergai'...

Whistle


Click image to enlarge

Post #138380 29th Aug 2012 5:48pm
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stan
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Member Since: 13 Jul 2010
Location: a moderate moderated moderator moderating moderately in moderation
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United Kingdom 

so you got a maiya, sergei and yakov..

i'm stuck with bogdan and vassily. ..need to get home insurance or credit card now to get a sergei.. Laughing ... - .- -.




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Post #138381 29th Aug 2012 5:57pm
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