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JamesD



Member Since: 21 Jan 2013
Location: Worcestershire
Posts: 199

United Kingdom 2016 Range Rover Vogue TDV6 Corris Grey
Range Rover thefts and insurance

Talking with my broker yesterday about the possibility of adding a new RR to my insurance, he told me that underwriters are struggling with Range Rover thefts and as a result I would need to fit an S7 tracker and my premium may be more than I was expecting. A few questions for the folks on here:

- Have you had to install a tracker as part of your insurance?
- I assume the LR InControl tracker does not meet the required S7 spec (cant find out much online about it)
- Has LR updated their remote fobs so they now sleep and don't transmit all the time?


JD 2021 L405 Vogue D300
2016 L405 Vogue 3.0TDV6 (Sold)

Post #593122 4th May 2021 12:51pm
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AnotherMutley



Member Since: 16 Jan 2017
Location: Kent
Posts: 254

United Kingdom 

Its a strange one, I was with LV, they declined to renew my insurance but another member on the forum is still with them.

I went on Confused.com put my details in and AXA were the cheapest and didn't need any additional Tracker fitted over and above the factory one.

Vaguely remember somebody saying that if you replace the factory Tracker with a third party one and your car is under manufacturers warranty, it invalidates it. Now I've had a lot wine over the weekend so that maybe complete rubbish but ask the question of Land Rover customer services.

You can disable keyless and put your key in a faraday bag but my local dealer told me they lock their keys in a special safe overnight and they've still had 3 cars stolen so I don't how they're defeating the security.

Post #593123 4th May 2021 1:09pm
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AJGalaxy2012



Member Since: 11 Jun 2018
Location: Gainsborough
Posts: 1035

United Kingdom 2012 Range Rover Vogue SE 4.4 V8 Bonatti Grey

When I got my L322 several company's insisted on a tracker, I found Admiral didn't require the tracker and they were cheaper than the others as well. NFU was another company that didn't insist on a tracker. BMW i3 Electric Car (170 bhp mobility scooter)
2012 Full Fat RR 4.4 TDV8 (now gone)
2006 VW Touareg 3.0 TDi V6

Post #593125 4th May 2021 1:34pm
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CS



Member Since: 14 Apr 2015
Location: Edinburgh
Posts: 1137

Scotland 2017 Range Rover Autobiography 5.0 SC V8 Corris Grey

My insurers (first Privilege an then NFU Mutual) have always accepted the LR tracker. It is category 6. There is a method of stopping keyless entry, I recall a thread on here, with a video, but I've not done that. I wrap mine in kitchen aluminium foil when not in use, that works as a Faraday cage, some metal tins (and maybe safes) do not, it is a case of approaching the car with the chosen method in place and seeing whether it can be opened. But there will be an arms race between the manufacturers/insurers and the thieves as regards technology, so maybe the right kit can communicate with the car even when no key is detected.

Part of the risk analysis for insurers will also be where you live, probably safer in, say, Orkney than London. Only Range Rovers since 1988

Post #593126 4th May 2021 1:41pm
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JamesD



Member Since: 21 Jan 2013
Location: Worcestershire
Posts: 199

United Kingdom 2016 Range Rover Vogue TDV6 Corris Grey

I just got a quote online, when I had my new TDV6 back in 2016 the price was £600 now the cheapest are £1000 (D300 Vogue). For clarity I live in a low risk postcode, have 10yrs NCB, I am over 40 and have a clean licence (and dont use my car for work). I am surprised by the prices. 2021 L405 Vogue D300
2016 L405 Vogue 3.0TDV6 (Sold)

Post #593129 4th May 2021 1:54pm
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IGP



Member Since: 09 Jul 2020
Location: Caverswall
Posts: 154

United Kingdom 2013 Range Rover Vogue SE SDV8 Siberian Silver

Best quote I have just had was from Confused (via Axa) £485 including my wife who had an accident in 2017 and has an SP30 from last year. Had a quote from Admiral and it was over £1000 even with a tracker fitted.

Ivan 2013 Vogue SE SDV8
1990 Defender 90 200Tdi
2013 Freelander 2 SD4 HSE Luxury

Post #593130 4th May 2021 1:57pm
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JamesD



Member Since: 21 Jan 2013
Location: Worcestershire
Posts: 199

United Kingdom 2016 Range Rover Vogue TDV6 Corris Grey

According to Tracker UK Land Rover make up 6 of the top 10 stolen vehicles in the uk....quite a sobering thought! 2021 L405 Vogue D300
2016 L405 Vogue 3.0TDV6 (Sold)

Post #593131 4th May 2021 1:57pm
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JamesD



Member Since: 21 Jan 2013
Location: Worcestershire
Posts: 199

United Kingdom 2016 Range Rover Vogue TDV6 Corris Grey

So to close this thread out, it looks like the current InControl Secure tracker is CAT6 which has been reclassified as S7 under the new standards, if it had driver cards it would be S5. It looks like it meets the needs of my insurer which is the main thing. 2021 L405 Vogue D300
2016 L405 Vogue 3.0TDV6 (Sold)

Post #593489 7th May 2021 1:49pm
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Kot



Member Since: 10 Mar 2021
Location: InThePub
Posts: 291

United Kingdom 

But, it has the Guardian mode on the app, so if thats active and the car is stolen, then surely the Tracking people know its not you in the car.
Surely Guardian mode is the virtual Driver Card in this case?

Thatcham Category S5 is for devices that provide post-theft vehicle tracking and Automatic Driver Recognition (ADR). ADR is a feature on premium tracking products that identifies approved drivers. These identifiers are usually small tags the driver keeps on their keys or on their person. Vehicle movement without a tag will automatically send an alert to the owner directly.


So technically it is S5 2018 SE SDV8 4.4 Byron Blue

Post #593492 7th May 2021 2:18pm
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Martin2



Member Since: 15 Jun 2020
Location: Northamptonshire
Posts: 484

England 

I’m a couple of week away from needing to renew, but refreshed last years search and I was more than pleasantly surprised to get a couple of quotes around £600. It cost £840 last year and the year before that my 7 series was just under £1000 and when I had 3 points on my license it was over £1100 a year.

No tracker required last year, haven’t got far enough to see if that’s changed. MY19 SDV8 Autobiography

Post #593495 7th May 2021 2:40pm
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Bigbill2656



Member Since: 14 Sep 2021
Location: Aberdeen
Posts: 24

United Kingdom 2011 Range Rover Vogue 4.4 V8 Santorini Black

I don't know how old your cars are mine is a 2011 vogue and i found out today that when i insured with tescos two years ago I had no theft cover!
why you ask? well because i did my insurance online and not through there contact centre! Online they do not ask if the car is fitted with a tracker anywhere but I was renewing my car and wanted to add a second car so called them and apparently my car is meant to have a tracker fitted? i explained it never asked the question on line and the guy said he thinks its in the terms and conditions. i then tried Churchill, Esure, Privilege and Direct line all of whom i only had to pay to get my insurance but at that stage i phoned each one to check if my car needed a tracker and the answer was YES! again nowhere did it ask.

Bill

Post #612770 16th Nov 2021 7:58am
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MartinD



Member Since: 20 Oct 2010
Location: Edinburgh
Posts: 193

Scotland 2011 Range Rover Vogue SE TDV8 Santorini Black

That's. Worrying.

I don't recall any mention of needing a tracker for mine when I insured it. I'm sure it's the l405 that's more prone and susceptible though is it not? 2011 4.4 TDV8 Vogue SE - 'Black Betty'
2000 4.0 P38 HSE - 'Green Goblin'
Audi..Mini..BMW..

Post #612785 16th Nov 2021 11:29am
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Bigbill2656



Member Since: 14 Sep 2021
Location: Aberdeen
Posts: 24

United Kingdom 2011 Range Rover Vogue 4.4 V8 Santorini Black

mine is L322 2011 and I have just raised it with consumer rights but i have only checked Churchill, Privilege, Direct Line and Esure i will be checking others today. if you purchase online you will not be asked the question anywhere that i've found so far.
you have to phone and ask if you need a tracker that they then tell you yes and if you bought online and dont have a tracker you will have no theft insurance. just to add churchill said it applies to all Range Rovers and a lot of other expensive cars.

Bill

Post #612787 16th Nov 2021 11:42am
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MartinD



Member Since: 20 Oct 2010
Location: Edinburgh
Posts: 193

Scotland 2011 Range Rover Vogue SE TDV8 Santorini Black

Same, 2011 l322 bought online with admiral 2011 4.4 TDV8 Vogue SE - 'Black Betty'
2000 4.0 P38 HSE - 'Green Goblin'
Audi..Mini..BMW..

Post #612788 16th Nov 2021 11:57am
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Bigbill2656



Member Since: 14 Sep 2021
Location: Aberdeen
Posts: 24

United Kingdom 2011 Range Rover Vogue 4.4 V8 Santorini Black

I am with admiral at the moment I don't want to ask them yet but I fear i have not been covered as i purchased online last year. ill wait until the day it ends.

Post #612790 16th Nov 2021 12:00pm
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