For me...

26
2 years no claims, (thank you very much company fleet policy, I should have had about 7 by now!)
Fully Comp
A city postcode which is usually on fire
4.4 V8
Tracker
Parked on a driveway covered by CCTV, (Would be rude not to, it's what I do for a living)
No points (touches wood)
£620 2006 Mercedes CLS
1991 Retro-style Mini
1998 Escort GTi Winter Steed
But really finding it hard to fight the urge for a S/C...

my ins company forgot to put my colour on the price last year (no wonder it was cheap) now they upped the ins so did the rounds now costing me £750 from admiral who is the cheapest.

my stats

40 yo
driveway
2005 autobiog
full uk
+10 NCD
no points
fully comp
chesterfield

mods LPG conv, Special Paint, Alloys

£400 hike this year

bumhole

Oct 09 - £350
Oct 10 - £499

WTF is going on here? Nothings changed apart from an extra 12 months no claims bonus. 02 Vogue

53, 30 years no-claims, never had any points, rural address with city post code (FK8), have additional loading because of job, car stored on drive, limited miles policy, £800 excess, 1 x 82year old named driver = £352pa
I also insure my Defender with the same company (Land Rover Insurance) for £157pa Now the FFRR has morphed into a 2012MY RREvoque Dynamic Lux Plus Auto SD4 Coupe in Fuji White with full ebony interior

Just for your reference...thankfully, my premium hasn't increased too much...

Sainsbury's Car Insurance via gocompare.com were still the cheapest for me

Fully Comp
56reg Range Rover TDV8 VogueSE (factory immobiliser / no tracker)
Market Value / 50k miles / No modifications
10'000 miles per year (only covered 6000 miles last year)
Age 36 (only driver)
Full UK - 3 points SP30 (since 2007)
Self Employed (includes business/professional use)
Driveway (South Bucks)
8yrs NCD
and £500 excess (£250compulsory/£250voluntary)

Last years premium - Oct 2009 £728

This years premium - Oct 2010 £762

swiftcover.com were the nearest in comparison at £805 - but virtually every other insurer was quoting £1000+
(a few wouldn't even quote due to business use and/or without tracker)

Last edited by delamo on 4th Sep 2010 9:00am. Edited 1 time in total

delamo wrote:

a few wouldn't even quote due to business use

One thing I found when I reached 50............... Saga deluged me with unsolicited junk mail, including offers of cheap car insurance tailored to the over 50's. I phoned for a quote on the same terms as LRI were covering me for (LRI's standard policy) and sent them the schedule. They took nearly three weeks to get back to me and the nearest quote for the same cover was more than ten times what LRI wanted. I asked it was the off road cover that was sending the quotes sky high and they said no, it was the unlimited Continental use and cover for trailers and caravans abroad that was the sticking point, even when the Continental use was taken out and the cover for a caravan was removed they were still uncompetitive. For the Range Rover, off road use cover isn't really necessary, however having it means that should I venture off a classified road then I know I am covered - I learned the hard way a few years back when I got a Disco2 well stuck in a muddy field at an agricultural show that insurance companies these days will refuse to honour a claim if you have a claim while not on a classified road, they consider that to be offroading. Now the FFRR has morphed into a 2012MY RREvoque Dynamic Lux Plus Auto SD4 Coupe in Fuji White with full ebony interior

Last edited by Tim in Scotland on 4th Sep 2010 9:08am. Edited 2 times in total

Yes MICK - bullet proof also (and no - I don't deal Viagra)

That's because when you hit 50 Saga think you might have a slight form of Dementia and not remember your last quote ...
That's because when you hit 50 Saga think you might have a slight form of Dementia and not remember your last quote ....

I was about to reply to eh eh eh , it will come back to me ...........

@ delamo only thing about that Viagra, at night you feel as if you are sleeping in a Tent .........

Just insured mine. MY2006 Vogue TD6.

Me at 29
Driving 12 years
Manchester Postcode
2 years NCB thanks to a theft of vehicle.

£1250.

Added Girlfriend to it.
27
Driving 5 years (only ever driven a Ka and a mini )

Reduced down to £872 !!!!!!!!!

Now do i let her know i added her or not

Just renewed my insurance with Adrian Flux.

26yo
4 years no claims
no accidents or convictions for last 5 years
Fully comp SDP&C unlimited mileage

£567.00 - Compared to £997 with Elephant who were cheapest last year. 

I received a letter from my broker saying that my insurance company were no longer doing car insurance so I started shopping around and have had quotes ranging from £298 to over £2k  

£350 for me.
Same for the Td6 Vogue as for the TDV8 Vogue SE.
35 years old, living in Essex. No points, Full NCB.

47p2 wrote:

I received a letter from my broker saying that my insurance company were no longer doing car insurance so I started shopping around and have had quotes ranging from £298 to over £2k

Obviously they didn't want your business.