As the title really. My car insurance this year has gone up 60% and that’s even after using the comparison sites for the best deal

Just wanted to vent!

Which version do you have? 2012 4.4 TDV8 Vogue Santorini black ivory leather

L322 diesel - nothing exotic

How close are you to renewal, any claims/convictions, have you full NCD, have you shopped around? 2012 TDV8 Vogue (L322)

Some companies are refusing to insure RR full stop.

Probably an L405 onwards thing but when I contacted NFU Mutual for a quote last month for my 10 year old L405 they informed me that they are no longer offering new policies for Range Rovers. It's not a location thing either, I live in rural Scotland. Most of my neighbours are farmers who no doubt are NFU customers and a few drive RRs so I wonder what they're being told?

My own experience after having to renew in August was the same & this also applied to our other car a BMW.

I further noticed that mainstream insurers like Direct Line - were not prepared to quote at all. Or those like Admiral , LV & the like were wanting over £2,000 PA on an L322 probably not worth much more than £12K, albeit parked overnight on a street in London (which, I appreciate does affect premiums).

Previously, the above main stream insurers around the time of the Covid crises would have quoted annual premiums of around £600 PA.

I did get it down to under £600 PA - using Comparison sites- ironically, with the same lesser insurer, albeit with a different broker.

However, my real fear is that these less mainstream insurers will also hike their premiums to the £1,000's next year. Meaning, that running an L322, what with the annual Road Tax & the inevitable big repair bills will become somewhat prohibitive.

just about to renew mine, I tried all the comparison sites and others suggested here but the renewal was the 'cheapest' at a 100% increase to £1200pa with esure. No claims, no convictions, tracker, immobiliser, 54yr old main driver with business use (safety manager in civil engineering). Made no difference when I proposed garaging the car overnight, or increasing the excess to £1k.

Not sure what I can do more to bring it down. Onto my 2nd FFRR, this time an L405 5.0L SC AB in SVO Palette black.

JayGee wrote:

How close are you to renewal, any claims/convictions, have you full NCD, have you shopped around?

Arch, have you tried Saga?

I switched to them this year as they beat the incumbent Aviva by a useful margin.

I did indeed Seatown, their quote was £1800. I'm baffled as to why it has gone up so much, annoyed at the extra measures I have taken aren't recognised as being a reduced risk for theft, and I haven't claimed ever, advanced driver too. Onto my 2nd FFRR, this time an L405 5.0L SC AB in SVO Palette black.

Similar info here:

https://www.fullfatrr.com/forum/topic66898-15.html

Keyless entry has a lot to answer for. On compare the meertwat keeping a car in the garage was an increase for some insures as 'things fall off shelves' - i kid you not.

The whole industry is corrupt IMHO!

good god that's a terrifying renewal!


Amen for sensible quotes, although - watch out for hidden high excess!

Seems these old things are becoming prohibitively expensive for a lot of folk!

Dont forget to start looking about a month before its due but its a nightmare out there as all insurance has gone up big time. overfinch modified